2023 Medical Plan Options

The Christ Hospital Health Network recognizes that everyone has different needs, which is why we offer six comprehensive medical plan options.  TCHHN team members who work 20 hours per week or more can choose from one of the medical plan options.

All of our medical plan options:

  • Cover in-network preventive care at 100 percent
  • Include prescription drug coverage
  • Provide coverage for eligible spouses/domestic partners, and eligible dependent children through the month in which they turn age 26. Children that are permanently disabled may remain on the plan after age 26 with proof of disability.

Effective January 1, 2023, TCHHN is offering enhanced dependent eligibility for Medicare-eligible team members.   Team members who are enrolled in Medicare will be able to enroll otherwise eligible dependents on the TCHHN medical plans.

 

2022 Medical Plan Options

The Christ Hospital Health Network recognizes that everyone has different needs, which is why we offer six comprehensive medical plan options.  TCHHN team members who work 20 hours per week or more can choose from one of the medical plan options.

 

Deciding Which Medical Plan is Right for You

Health insurance is complicated, it’s not a one size fits all situation.  Like car insurance or life insurance, everyone has different circumstances that impact which is the right health plan for us and our loved ones.  The health status of you and your dependents, your household income, and family size are just some of the items that you may want to consider as you take a deeper dive into the six comprehensive medical plan options available at TCHHN.

 

Medical Plan Network Tiers

Each time you need medical care, you may choose the provider and facility that best meets your needs.  Each provider and facility is part of a network, which determines the cost you and TCHHN pay.  The medical plan networks are The Christ Hospital Health Network (Tier 1) and the Anthem Network (Tier 2).  Using providers in the TCHHN Network (Tier 1) traditionally results in the lowest out-of-pocket expenses.  Using an out-of-network provider will result in the greatest out-of-pocket expenses.

 

TCHHN PCP Medical Plans

The Christ Hospital Health Network (TCHHN) Primary Care Provider (PCP) Network Medical Plans offer award-winning care at lower premiums.   Team members can enjoy the same benefits as their corresponding non-PCP plans while saving up to $1200* per year by selecting the PCP version of their selected health plan.

Team members and their adult dependents on the PCP medical plans commit to obtaining preventative and general care exclusively from TCHHN PCPs. The medical plan benefits for pediatricians and all specialty care will remain unchanged, allowing you to continue to have access to your choice of providers that meet the needs of you and your family.

If you and your dependents already use a Christ Hospital Health Network PCP for your preventative and general care, then this plan is a great way to save money on your premiums.  Simply select the TCHHN PCP Network Medical plan option when you enroll in your benefits.

If you don’t already utilize a TCHHN PCP, you can visit www.thechristhospital.com/employees to find a PCP with The Christ Hospital Health Network (TCHHN).  For a list of current TCHHN PCPs accepting new patients, please click on the neighborhood you wish to search.  If a provider does not offer online scheduling, you may call the office directly using the phone number listed for each provider.  If you need additional assistance finding a PCP, you may call 513-585-3000.

For additional information on our TCHHN PCP Medical Plans, see our Frequently Asked Questions (FAQ).

* Savings calculated based upon a fulltime employee electing family coverage for the TCHHN Core PPO plan at the bronze level premium rates; actual savings will vary based on the health plan selected, benefit level selected, FT/PT employee status, and Bronze/Diamond Level status.

 

HDHP and PPO Medical Plans

Four of the health plans available are HDHPs; the other two plans available are PPO plans.  Both HDHPs and PPOs are comprehensive medical plans, but they are set up a little differently.  Understanding the differences in the medical plan types is the first step in selecting the medical plan that is best for you and your loved ones.

High Deductible Health Plan (HDHP): The HDHP options provide a higher deductible than the PPO Plan but have lower premiums, which means you pay more when you need care (up to the deductible) and less out of your paycheck. HDHP plans are compatible with a Health Savings Account (HSA), which allows you to save for medical expenses by making voluntary tax-free contributions through payroll deductions.

Preferred Provider Organization (PPO) Plan: The PPO plan options provide a lower deductible than the HDHPs but have higher premiums which means you pay less when you need care and more out of your paycheck. If you enroll in the PPO Plan, you are not eligible to participate in an HSA; however, you can enroll in a healthcare Flexible Spending Account (FSA).

 

Tools to Help You Decide

TCHHN offers multiple plan options for many of the benefit offerings, and it can be difficult to decide which plan is best for you.  That is why we have a variety of resources available to help you make the best decision for you and your loved ones.

ALEX Decision Support Tool (Available 10/01/2022):   This decision support tool explains the TCHHN benefit offerings and guides you to smart plan decisions during enrollment.   Team members who use ALEX will:

  • Having a clearer understanding of the medical plans being available
  • Discover tax savings that may be available through the HSA and FSA plans
  • Learn how to prepare for unexpected healthcare bills

To get started with ALEX, all you to do is click here and answer a few questions.

AMWINS Medicare Concierge Service (Available 10/01/2022):  This is a service that is available to Medicare eligible team members.  The Benefits Specialists at AMWINS will be able to help you determine whether Medicare or one of the TCHHN health plans are better for you and your loved ones.  Click here for more information on this valuable service.

 

Your Total Value Team:  Total Value team members are available to answer questions about the benefits available/enrollment process, research elevated claims, and assist with any other benefit issues.   The Total Value team is available Monday through Friday 8:00am to 5:00pm Eastern Standard Time at 513-263-1500, or via e-mail at totalvalue@thechristhospital.com.

 

Additional Benefit Information

 The Christ Hospital medical plans are administered by Contigo Health, respectively.

Anthem / Contigo Resources

How to Register at Contigo Health and access your ID card online

Note:   You will need your Member ID to register and/or access your ID card online.   If you do not know your Member ID, call 1-800-549-9114 for assistance.

Anthem Medical Claim Request Form

 

Additional Resources

 

In compliance with the Transparency in Coverage rule, issued in 2020 by US Departments of Health, Human Services,
Labor and Treasury our health plan’s machine-readable files (MRFs) can be accessed via

https://www.anthem.com/machine-readable-file/search.