Basic Life Insurance, Voluntary Life Insurance, and Voluntary AD&D

Basic Life Insurance (paid by TCH)

This coverage helps ensure your loved ones have sufficient income in case of a death or serious accident during your length of employment at The Christ Hospital.

Coverage ForCoverage AmountBenefit Maximum
Part-time employees (FTE=0.5 - 0.7999)1 x your annual earnings$1,000,000
Full-time employees (FTE=0.8 - 1.0)1.5 x your annual earnings$1,000,000
Full-time management & medical residents2 x your annual earnings$1,000,000
Full-time vice presidents & physicians3 x your annual earnings$1,000,000

Beneficiary Designation

The Standard's Online Beneficiary Designation System

Your secure gateway for designating beneficiaries online at www.standard.com/bendes

  • Designate primary and contingent beneficiaries
  • Print a summary of your designations

This site is available 24/7. For system related questions on designating beneficiaries, please call 1-844-688-1373.

To access step-by-step instructions on how to designate a beneficiary, please click here.

View the Life Insurance Beneficiary Designation FAQ here

Voluntary Life and Voluntary AD&D Insurance (paid by employee)

For additional income protection, you may also choose to purchase voluntary life and AD&D insurance for yourself and for your spouse or domestic partner and/or children. If you are a newly benefits-eligible employee, you have the option to purchase voluntary life insurance during your initial 30-day benefit election period without having to provide evidence of insurability (EOI), as follows:

Voluntary Life Insurance

Coverage ForCoverage AmountBenefit Maximum
You1 to 5 x your annual earnings$1,500,000 or 5 x your annual earnings, whichever is less
Your dependent spouse/domestic partner$10,000, $25,000 or $50,000N/A
Your dependent children under age 26$5,000 or  $10,000N/A

Voluntary AD&D Insurance

Coverage ForCoverage AmountBenefit Maximum
YouAny $50,000 increment$250,000
Your dependent spouse/domestic partner only50%$250,000
Your dependent children under age 26 only15%$250,000
Your dependent spouse/domestic partner & dependent children under age 2640% & 10%$250,000

To discover more about Voluntary Life Insurance including the cost of coverage please click here.

To discover more about Voluntary AD&D including the cost of coverage please click here.

To view the Voluntary Life certificate click here. To view the Voluntary AD&D certificate click here.

If you are outside of your initial 30-day benefit election period and you wish to make changes to, or elect Voluntary Life or AD&D please contact the Total Value team at 513-263-1500.